If you have fallen behind on your car or truck payment and face the threat of repossession, or if your car or truck has already been repossessed for non-payment, a personal bankruptcy filing can stop the repossession action and, in the right circumstances, allow you to recover your vehicle. You want an experienced attorney to handle these matters for you, one who has protected the rights of others in similar circumstances.
At the Zingarelli Law Office, we offer extensive experience to people in Cincinnati and throughout southwest Ohio and northern Kentucky. We are knowledgeable lawyers who work hard to be accessible when you need to talk with us. We understand the emotional challenges that come with financial problems and take the time to carefully explain the law and the process, as well as your options, so that you can make informed decisions. For a no-obligation initial consultation, contact our law office or call 513-381-2047 to schedule an appointment.
We work with people at all stages of a repossession proceeding, whether you have just received notice that your property is subject to repossession or your vehicle or other property has already been repossessed. If you still have possession of your property, we can work directly with the lender to restructure or renegotiate the terms of your loan. However, in many circumstances, the most effective way to stop a repossession or regain your property is through a Chapter 7 or Chapter 13 bankruptcy filing.
If you contact a bankruptcy attorney before your property is taken, we can immediately file a bankruptcy petition, which will put an automatic stay in place, suspending all legal proceedings, including repossession actions. Even if your car or other property has been repossessed, we may still be able to get it back for you by filing for bankruptcy protection before it is sold. The sheriff may have served you with an Order of Replevin or the tow truck may be there right now, but we can still help prevent repossession. You need to call us immediately.
We offer a no-obligation initial consultation. To set up an appointment with an experienced Cincinnati repossession lawyer, contact Zingarelli Law Office online or call 513-381-2047 for an appointment. We offer flexibility in our practices and will work with you to find a meeting time that is convenient.