Experienced Help Throughout the Cincinnati Area Stopping Debt Collection, Repossession and Utility Shut-Offs

The Cincinnati-based attorneys of Zingarelli Law Office have helped countless of clients to stop debt collectors and debt collection lawsuits, stop repossession of cars, trucks and other personal property, and prevent disconnection of heat and electric services. Whether you live in Hamilton County, elsewhere in southwest Ohio, or northern Kentucky: We can help.

Contact our attorneys today for a free consultation. We will discuss your options to immediately stop action by creditors or utility companies.

I Can’t Pay the Bill or Loan: How Can I Prevent Them From Taking My Car, Disconnecting My Heat, Or Suing Me?

Even when you are unable to pay your car loan, utility bill or other debt, you have rights. And creditors have to abide by the law. An attorney can help determine if a creditor is violating the law by harassing you and whether filing for bankruptcy is a good option for you. Bankruptcy can immediately stop debt collection and lawsuits against you, prevent repossession of your property, stop utility shut-offs, and prevent garnishment of your paycheck.

Read More or Contact Our Hamilton County Debt Relief Attorneys

Read more below to learn about stopping creditor actions against you. For a no-obligation consultation, contact Zingarelli Law Office to speak with our lawyers. We proudly offer discounts for veterans and members of the U.S. armed forces.

With offices in Cincinnati, West Chester, and Norwood, Ohio, the bankruptcy attorneys of Zingarelli Law Office represent clients in southwest Ohio and northern Kentucky. Ohio communities we serve include Batavia, Mason, Loveland, Middletown, Hamilton, Fairfield, Anderson, Western Hills, Blue Ash, Lebanon, Oakley and Liberty Township. Northern Kentucky communities we serve include Covington, Newport, Ft. Mitchell, Ft. Thomas, Florence, Burlington and Independence.

Stop Collections and Lawsuits

When debt becomes overwhelming, anxiety can increase quickly with the additional stress of repossession, collections and lawsuits relating to collections. Creditors can threaten immediate repossession and immediate wage garnishment in their collectio… Read More

Stop Repossession

If you have fallen behind on your car or truck payment and face the threat of repossession, or if your car or truck has already been repossessed for non-payment, a personal bankruptcy filing can stop the repossession action and, in the right circums… Read More

Stop Heat and Light Utility Disconnections

When financial problems hit, “big” problems are most often covered in the media. Foreclosures. Repossession. Wage garnishment. But what about one of the most basic problems that can result from debt — the disconnection of gas and electricity ut… Read More

Stop Creditor Harassment

One of the things that can hurt your peace of mind more than anything else is when your creditors make unreasonable demands of you to pay debts with money that you don’t have. Many people receive threatening letters and aggressive phone calls from… Read More

Stop Wage Garnishment

The garnishment or threat of garnishment of wages can feel like a crippling blow, especially when garnishment follows prolonged financial challenges. Until now, you had hoped that your income could help address current debt problems. Now, with your i… Read More

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