Cincinnati Bankruptcy and Debt Relief Services
When debt leads to seemingly insurmountable financial problems, you need experienced legal help from bankruptcy lawyers who are committed to addressing your full range of debt-related problems.
At The Law Firm of Droder & Miller, our Cincinnati bankruptcy lawyers offer total solutions by addressing a broad range of issues that can result from unmanageable debt. With an office in downtown Cincinnati, Ohio, our service area includes all of southwest Ohio and northern Kentucky.
Our comprehensive debt relief solution services also include assistance with home foreclosure, stopping and preventing garnishment, stopping creditor harassment, stopping repossessions and utility disconnections, as well as help managing debts like medical bills, credit card debts and student loans.
Finally, our attorneys also offer assistance to clients in Ohio and Kentucky who are facing divorce and bankruptcy.
Contact Nick Zingarelli at The Law Firm of Droder & Miller today for a free consultation and take the first step toward a brighter financial future. Or read more about our extensive bankruptcy and debt relief services.
The Cincinnati-based attorneys of Zingarelli Law Office offer full service bankruptcy representation throughout Hamilton County, southwest Ohio, and northern Kentucky. For a person filing bankruptcy, the debt relief process does not have to be compli… Read More
Are creditors harassing you? Are you unable to make your debt payments? Do you wish to become current on student loans, your home mortgage or income tax debt, but need to instead pay credit card companies and other creditors? When debt becomes overwh… Read More
Are you having difficulty repaying your debts? Are you in danger of losing your home or car? The financial circumstances of millions of Americans have changed. Often, real property is worth a fraction of current loans. Income may have decreased. And… Read More
The bankruptcy laws allow people to keep large amounts of property out of the reach of creditors. In fact, most people are able to keep all of their property. The exceptions are usually those items for which the filer has a large loan obligation such… Read More
Many people who are considering filing bankruptcy hesitate out of fear that they will lose everything. You should not surrender to this fear. The funds you have in your 401(k), IRA, pension plan and 403(b) accounts cannot be taken by creditors. Your… Read More
Tax debts loom large. In Ohio, the Internal Revenue Service (IRS) and state tax agencies are aggressive. They will not hesitate in obtaining a tax lien against you. If you have overdue tax debts, you need sound legal advice and effective representati… Read More
When you file bankruptcy, creditors have the right to claim your non-exempt assets in satisfaction of your debts. This includes assets held overseas such as a vacation home, time share, inheritance, real estate or bank accounts. If you have significa… Read More
Debt consolidation companies promise financial freedom and debt relief without resorting to bankruptcy, but there are many pitfalls to this approach. Before you sign on with a debt consolidation agency, take time to learn about your options. It could… Read More
Some people file bankruptcy more than once, because of their circumstances or by choice. There are no penalties involved, and in most cases you are not subject to substantially different conditions the second or third time around just because you had… Read More
At The Law Firm of Droder & Miller, we will take the time needed to review your situation, describe the bankruptcy process and explain the cost of our services. We encourage potential clients to think it over first before retaining our firm. Ther… Read More
Current economic conditions have hit small businesses particularly hard. Further, the Affordable Care Act — or “Obamacare” — has placed a burden on small businesses to provide health insurance for their employees. When revenues decline and co… Read More
Chapter 11 bankruptcy is a type of bankruptcy available to both individuals and businesses, but often is used by companies to restructure and keep a company running. Similar to a Chapter 13 bankruptcy, Chapter 11 involves a reorganization of debt. Ho… Read More
If you are having trouble paying your bills and mortgage payment, you need to take action. If you have missed three or more mortgage payments, you are in danger of losing your home to foreclosure. You have options, but you need the help of experience… Read More
We have helped countless of clients to stop debt collectors and debt collection lawsuits, stop repossession of cars, trucks and other personal property, and prevent disconnection of heat and electric services. Whether you live in Hamilton County, els… Read More
When debt becomes overwhelming, anxiety can increase quickly with the additional stress of repossession, collections and lawsuits relating to collections. Creditors can threaten immediate repossession and immediate wage garnishment in their collectio… Read More
If you have fallen behind on your car or truck payment and face the threat of repossession, or if your car or truck has already been repossessed for non-payment, a personal bankruptcy filing can stop the repossession action and, in the right circumst… Read More
When financial problems hit, “big” problems are most often covered in the media. Foreclosures. Repossession. Wage garnishment. But what about one of the most basic problems that can result from debt — the disconnection of gas and electricity ut… Read More
One of the things that can hurt your peace of mind more than anything else is when your creditors make unreasonable demands of you to pay debts with money that you don’t have. Many people receive threatening letters and aggressive phone calls from… Read More
Are you unable to pay overdue medical bills, credit card debt, or student loans? If so, you are not alone. At The Law Firm of Droder & Miller, we speak to clients every day who need help managing or eliminating these debts. And we can help. Our a… Read More
A major culprit contributing to many Ohio and Kentucky individuals’ and families’ financial problems are payments owed to health care providers. Bills from hospitals, clinics, specialists, emergency rooms and dental offices can add up quickly, ov… Read More
Have your credit card debts gotten out of control? Do you feel like you can never pay off the balance on your Visa, MasterCard, Discover, American Express, or retail store credit card? Are your credit card interest rates and penalty fees overwhelming… Read More
The Cincinnati bankruptcy attorneys of The Law Firm of Droder & Miller offer a 10% discount on legal services for veterans and members of the U.S. armed services. All our attorney fees are affordable and we offer a reasonable flat fee for persona… Read More
If you have significant marital debts and are thinking about getting a divorce, you need sound legal advice. You need to make sure that your jointly held debts do not become solely your responsibility. If you are facing divorce and possible bankruptc… Read More