Blog

Nick presents CARE presentation to students

This past Friday, Nick Zingarelli had the opportunity to participate in a community service effort in conjunction with the 2016 American Bar Association National Solo and Small Firm Summit.  This national seminar was held in Cincinnati this past w… Read More
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Categories: Blog

Stop Collection Lawsuits Today!

Many of our clients ask us what happens to lawsuits that are filed against them by creditors when a bankruptcy case is filed.  The good news is that a bankruptcy will stop a collection lawsuit in its tracks as soon as the bankruptcy case is filed, … Read More
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Categories: Blog

Bankruptcy and the impact on your credit

A frequent question that I get from clients is how a bankruptcy will impact their credit.  There’s no question that filing a bankruptcy is the worst thing that you can do to your credit.  However, the impact to your credit is kind of like… Read More
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We thank those that defend our country and continue to fight for our freedom!

This weekend, we at Zingarelli Law Office urge all Americans to take a moment and pause to reflect on the sacrifices made by our military service-people to defend our nation from those that mean us harm.  This Sunday marks the 15th anniversary of… Read More
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Chapter 13 Repayment Plan

Many of our clients that wish to pursue relief through a Chapter 13 bankruptcy want to know what their payment is going to be.  The amount of the payment depends on our client’s financial circumstances.  For our clients that are trying t… Read More
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Avoid Buy-here pay-here car lots whenever possible!

Many of our clients that meet with us are faced with garnishment of their wages by a car creditor for a vehicle that was repossessed long before they came into our office.  In this episode from Last Week Tonight, John Oliver explains the terrible ci… Read More
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Federal Government Limits the use of Robo-Callers for Collections on Student Debt and Income Taxes

A law sneakily passed last year expanded the opportunity for the government to contact borrowers using robo-callers to collect on federal student loans and income taxes.  Zingarelli Law Office applauds the Federal Communications Commission for passi… Read More
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Taste of OTR...Volunteers Needed!

Nick Zingarelli works to further the mission of Tender Mercies, a charity that provides shelter and services to mentally challenged homeless adults in greater Cincinnati.  One of the annual events that provides great awareness and financial suppor… Read More
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Do you need an attorney to file bankruptcy?

Many clients may wonder if you can file for bankruptcy without an attorney. The answer is yes with a but. It is theoretically possible to navigate oneself from the filing of a bankruptcy petition through the hearing with the trustee and ultimately to… Read More
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Categories: Blog

The Factoring (Debt Buying) Industry

   Most people that I meet with about the possibility of filing bankruptcy have at least one debt that is now owned by a company that my clients have never heard of.  This is because unpaid debts such as credit cards, payday loans, and repo car de… Read More
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Categories: Blog

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