Nick to lead CBA Boost Career Circle!

Nick Zingarelli is thrilled to announce his selection as a moderator to the Cincinnati Bar Association’s new career advancement initiative, Boost Career Circles. Boost is a new program, exclusively for CBA members, designed to provide motivated… Read More
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Categories: Blog

Nick Named to 2017 Rising Star List!

Congratulations to attorney Nick Zingarelli for being named an Ohio Super Lawyers Rising Star for the 5th time in his career (2010, 2014, 2015, 2016, 2017). This award is one of the highest honors an attorney can receive and Nick is thrilled to be na… Read More
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Do you need an attorney to file bankruptcy?

Many clients may wonder if you can file for bankruptcy without an attorney. The answer is yes with a but. It is theoretically possible to navigate oneself from the filing of a bankruptcy petition through the hearing with the trustee and ultimately to… Read More
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Categories: Blog

The Factoring (Debt Buying) Industry

Most people that I meet with about the possibility of filing bankruptcy have at least one debt that is now owned by a company that my clients have never heard of. This is because unpaid debts such as credit cards, payday loans, and repo car deficienc… Read More
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Categories: Blog

Which of your assets are exempt in bankruptcy?

When meeting potential clients for the first time, one of their biggest concerns is whether they will lose their home, car, retirement or other assets that they have if they file for bankruptcy. In most situations, those that currently reside in Ohio… Read More
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What happens at a 341 Hearing?

Many of my clients are intimidated by the idea of having a court hearing in connection with their bankruptcy filing. However, after the hearing is over, their most typical reaction is “That’s it?” The reason for this underwhelming r… Read More
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Tax Debt In Bankruptcy

Many times I will encounter clients that haven’t filed tax returns for the most recent tax year and even years prior because they knew that they were going to owe taxes. There are many people that owe money to the IRS or the state that can̵… Read More
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Google Takes Stand On Payday Loan Advertisers

It is refreshing to see a business of Google’s magnitude take a stand on this issue. Payday lenders are based upon a predatory and cyclical business model designed to exploit people in desperate situations by charging fees and costs that transl… Read More
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An Initial Consultation: What You Need To Know

When going to meet with a bankruptcy attorney (or any attorney, for that matter), you should consider it a form of a job interview. You are interviewing the attorney to determine if they are qualified to handle your legal matter. Make sure that this… Read More
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Puerto Rico Financial Struggles

This is a great John Oliver piece about the financial struggles of Puerto Rico and why there is no bankruptcy option for them as a result of a bizarre amendment to the Bankruptcy Code back in 1984. As an added bonus to the education you will get from… Read More
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Categories: Blog