Serving Cincinnati, Southwest Ohio and Northern Kentucky
It's easy to see the home lender/mortgage holder relationship in the simplest terms, i.e. if you pay your mortgage, you stay in your home; if you fail to pay, you lose your home to foreclosure.
Fortunately, you have options even when you are behind in your mortgage payments. An effective option can be Chapter 13 bankruptcy.
Chapter 13 bankruptcy shifts control back to you regardless of your repayment history and repayment status. How? When you file for Chapter 13 you obtain an "automatic stay." The stay prevents your lender from filing for or continuing to process your foreclosure action, temporarily protecting your home from foreclosure.
Is your home threatened with foreclosure? Contact a lawyer who has saved hundreds of homes from foreclosure in Ohio and Kentucky. Call Nick Zingarelli and Justin Lawrence at 513-277-0816 or 859-838-6061.
Firm attorney Nick Zingarelli has practiced bankruptcy law for his entire career. He worked at a high-volume bankruptcy firm for four years before founding Zingarelli Law Office, which is focused exclusively on bankruptcy and debt-related issues. Since the beginning of his career as a bankruptcy attorney, Mr. Zingarelli has successfully handled hundreds of bankruptcy claims.
When foreclosure looms, you may be able to file for Chapter 13 bankruptcy, through which you may be able to gain the leverage to negotiate loan terms through a position of strength to stop foreclosure.
We also provide a range of other legal services regarding the prevention of foreclosure, including defending against foreclosure and negotiating with lenders. For more information on avoiding home foreclosure, contact our firm.
Contact Us
For experienced bankruptcy and stop-foreclosure legal services, contact our office. We are available for weekday, evening and weekend appointments, are conveniently located one and a half blocks from the Hamilton County Justice Center, and offer no-obligation initial consultations. To contact us, call 513-277-0816 or 859-838-6061.
