An Experienced Attorney Serving Southwest Ohio and Northern Kentucky
A primary concern when debt problems come to a head is the loss of valued property to repossession. Once you fall behind on payments of big-ticket items, creditors can eventually obtain a judgment and reclaim property against your will.
Fortunately, there is a way to protect your assets and stop repossession - bankruptcy protection. At the Cincinnati law firm of Zingarelli and Lawrence, we have helped hundreds of people and businesses across northern Kentucky and southwest Ohio protect key property, and we are well positioned to answer your questions about bankruptcy.
Have you fallen behind in your payments on your car or other property? Are you worried that creditors will arrive at your door and repossess your property? Contact us for help in protecting your finances and assets. Call 513-277-0816 or 859-525-1160.
Chapter 7 and Chapter 13 bankruptcy both offer fast protection from repossession through "automatic stays." Once an automatic stay is in place, creditors are barred from harassing you and from following through on plans and already-initiated actions to repossess property, including:
- Cars, motorcycles and trucks
- Boats and personal water craft/Jet Skis
- Recreational vehicles/RVs/ATVs
- Flat-screen TVs
Chapter 7 and Chapter 13 bankruptcy vary in the advantages they offer in stopping repossession. One important advantage offered only by Chapter 13 bankruptcy is that, once you file, you can often have repossessed property returned to you.
If your home or property is threatened by repossession or foreclosure, contact us for no-obligation discussion of whether chapter 7 or Chapter 13 bankruptcy will work for you.
Contact Us
Stopping repossession may not be possible for everyone, but learning about your options and rights under the Bankruptcy Code can be a step in the right direction. For experienced legal services, contact Zingarelli and Lawrence. We are available for weekday, evening and weekend appointments, are conveniently located one and a half blocks from the Hamilton County Justice Center, and offer no-obligation initial consultations. To contact a lawyer, call 513-277-0816 or 859-525-1160.
We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.
