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Do I Need Chapter 11?

Cincinnati Bankruptcy Attorneys

At Zingarelli & Lawrence, business owners frequently ask us about the possibility of filing Chapter 11 bankruptcy. For most small-business owners, Chapter 11 is not necessary. In fact, it can expose the individual to potential personal liability for debts. As an alternative to Chapter 11, you should consider Chapter 13 or Chapter 7 bankruptcy. These alternatives can provide debt relief at a much lower cost than Chapter 11.

If you are a business owner or think that you cannot qualify for Chapter 13 because you have too many assets, you may still be able to get debt relief without resorting to Chapter 11 bankruptcy.

For more information and a no-obligation consultation, contact Zingarelli & Lawrence.

Alternatives to Chapter 11 Bankruptcy

After learning about their options, our small-business clients almost always choose Chapter 7 or Chapter 13 bankruptcy over Chapter 11.

We will conduct a thorough analysis of your cash flow or debt issues and discuss your small-business bankruptcy options. You will have the information you need to make sound decisions going forward.

Chapter 13 bankruptcy can allow your business to continue operating while still giving you debt relief. If you choose to quietly wind down via Chapter 7 bankruptcy, you can protect your assets and bring an orderly close to your business operations. Zingarelli & Lawrence has the experience and knowledge to help you make the right decision.

Total Solutions to Your Debt Challenges

For a small-business owner, Chapter 13 or Chapter 7 bankruptcy is usually much cheaper and simpler than Chapter 11 and can give you more protection.

Filing for Chapter 11 bankruptcy is a serious and important decision. Before you go down this road, talk with Zingarelli & Lawrence.

No-Obligation Consultation With a Lawyer

Contact Zingarelli & Lawrence for a no-obligation initial consultation. We have offices in downtown Cincinnati, Ohio, and Florence and Warsaw, Kentucky, to serve you.

We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.

helping you find a better tomorrow

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Main Office
Cincinnati Office

632 Vine Street, Suite 305
Cincinnati, OH 45202
Phone: 513-277-0816
Fax: 513-621-6402
Map and Directions

Florence Office
6900 Houston Road, Suite 19
Florence, KY 41042
Phone: 859-838-6061
Fax: 859-525-0076
Map and Directions

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Zingarelli & Lawrence represents clients in southwest Ohio and northern Kentucky, including Hamilton County, Butler County, Clermont County, Boone County, Kenton County, Campbell County, Bracken County, Gallatin County, Pendleton County, Grant County, Mason County and Robertson County, and the communities of Cincinnati, Batavia, Mason, West Chester, Loveland, Middletown, Hamilton, Fairfield, Covington, Newport, Union, Walton-Verona, Williamstown, Dry Ridge, Maysville, Augusta, Falmouth, Brooksville, Mount Olivet, Florence and Warsaw.