Northern Kentucky Debt Relief Lawyers
When debt leads to seemingly insurmountable financial problems, you need experienced legal help from a bankruptcy lawyer who is committed to addressing your full range of debt-related problems.
At Zingarelli & Lawrence, we offer total solutions by addressing a broad range of issues that can result from unmanageable debt. Our legal services cover:
- Chapter 7 bankruptcy — Providing a fresh start by eliminating certain debts, while protecting all of your exempt property.
- Chapter 13 bankruptcy — Debt reduction and discharge through a structured repayment plan
- Emergency bankruptcy filings — to stop foreclosure, repossession and collection actions
- Small business and bankruptcy — We can conduct a small-business analysis and provide you with a range of options, including alternatives to Chapter 11.
- Stopping and preventing garnishments — Including garnishments for unpaid medical expenses, credit card debt, mortgage debt, car balance deficiencies, and signature and consolidation loans
- Stopping creditor harassment — When you retain us, calls from creditors and bill collectors can stop.
- Stopping and preventing repossessions — Including the repossession of vehicles and other property
- Foreclosure defense — Through Chapter 13 bankruptcy and other services
- Credit card debt — Completely discharging or significantly reducing these debts through bankruptcy
- Stopping collections in lawsuits — Through Chapter 7 and Chapter 13 bankruptcy
- Preventing utility shut offs — Our firm can help keep the lights on and your home warm.
- Bankruptcy and medical bills — We can completely discharge medical bills with a Chapter 7 or significantly reduce them with a Chapter 13.
- Student loans — By filing bankruptcy, you can stop student loan collection actions and the accumulation of interest and penalties.
- Bankruptcy and retirement accounts — Qualified accounts such as 401(k), IRA and 503(b) accounts are completely protected from creditors when you file bankruptcy.
- Divorce and bankruptcy — We can advise you in matters involving the timing of your divorce and bankruptcy and other issues to protect your interests.
- Debt consolidation agencies — An attorney can explain the drawbacks of working with these companies and why filing bankruptcy is a far better option.
- International assets — We can help you if you have a vacation home, financial assets or an inheritance abroad.
- Bankruptcy and tax issues
- Filing bankruptcy more than once
- Life after bankruptcy
For Ohio Residents
For Kentucky Residents
- Chapter 7 in Kentucky
- Chapter 13 in Kentucky
- Stopping foreclosure in Kentucky
- Property exemptions in Kentucky
- Stopping repossessions in Kentucky
Contact a Cincinnati Personal Bankruptcy Lawyer
You can stop creditor harassment and the threat of repossession and foreclosure today. Contact Zingarelli & Lawrence for a no-obligation consultation.
We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.
