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Chapter 7 Bankruptcy

Chapter 7 Bankruptcy

Experienced Cincinnati, Ohio, Chapter 7 Bankruptcy Attorneys

Serving Southwest Ohio and Northern Kentucky

When debt becomes overwhelming, Chapter 7 bankruptcy can provide real help and real solutions. How?

Chapter 7 bankruptcy is often called the "clean slate", "fresh start" or "straight" bankruptcy. When your debt becomes overwhelming or unmanageable, Chapter 7 bankruptcy allows those who are eligible to work with the courts to reduce or eliminate many debt obligations, including:

  • Credit card debt
  • Foreclosure deficiencies (when your home is sold for less than you owed and your lender holds you responsible for the balance)
  • Medical and health care debt
  • Car repossession deficiencies (when your car or truck is sold for less than you owed, leaving you with a remaining balance)
  • Signature loans (not backed by collateral)
  • Payday loans

At the Cincinnati law firm of Zingarelli and Lawrence, we have handled hundreds of Chapter 7 bankruptcy cases, and can provide the tailored, efficient and result-oriented legal help you need when your debt becomes unmanageable.

Contact lawyers Nick Zingarelli and Justin Lawrence at 513-277-0816 or 859-838-6061 for Chapter 7 bankruptcy legal help.

Are creditors harassing you? Are you unable to make your debt payments? Do you wish to become current on student loans, your home mortgage or income tax debt, but need to instead pay credit card companies and other creditors?

We can work to eliminate your unsecured debt through Chapter 7 bankruptcy. Once you hire us, we can immediately work to have your creditors contact us instead of you. Once your claim is filed, many creditors are legally barred from attempting to collect on debts. And once your bankruptcy action is complete, many of the debts that are causing serious problems and anxiety will be erased.

Contact Us

For experienced Chapter 7 and Chapter 13 business and consumer bankruptcy legal services, contact our office. We are available for weekday, evening and weekend appointments, are conveniently located one and a half blocks from the Hamilton County Justice Center, and offer no-obligation initial consultations. To contact us, call 513-277-0816 or 859-838-6061.

helping you find a better tomorrow

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Main Office
Cincinnati Office

632 Vine Street, Suite 305
Cincinnati, OH 45202
Phone: 513-277-0816
Fax: 513-621-6402
Map and Directions

Florence Office
6900 Houston Road, Suite 19
Florence, KY 41042
Phone: 859-838-6061
Fax: 859-525-0076
Map and Directions

serving you

Zingarelli & Lawrence represents clients in southwest Ohio and northern Kentucky, including Hamilton County, Butler County, Clermont County, Boone County, Kenton County, Campbell County, Bracken County, Gallatin County, Pendleton County, Grant County, Mason County and Robertson County, and the communities of Cincinnati, Batavia, Mason, West Chester, Loveland, Middletown, Hamilton, Fairfield, Covington, Newport, Union, Walton-Verona, Williamstown, Dry Ridge, Maysville, Augusta, Falmouth, Brooksville, Mount Olivet, Florence and Warsaw.